1. Introduction

These Terms of Service ("Terms") govern your access to and use of the TMEG Financial Solutions website and services. Please read these Terms carefully before using our services.

By accessing or using our services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use our services.

2. Definitions

In these Terms:

"TMEG Financial Solutions," "we," "us," and "our" refer to TMEG Financial Solutions.
"Services" refers to any products, services, content, features, technologies, or functions offered by TMEG Financial.
"You" and "your" refer to the person accessing or using our Services.
"Website" refers to our website at tmegfinancial.com, including all subdomains and any other site through which we make our Services available.

3. Eligibility

To use our Services, you must be at least 18 years old and capable of forming a binding contract with TMEG Financial. By using our Services, you represent and warrant that you meet these requirements.

4. Account Registration

Some of our Services require you to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for safeguarding your account credentials and for any activities or actions under your account. You agree to notify us immediately of any unauthorized use of your account.

5. Financial Services

Our financial services are subject to additional terms and conditions that will be presented to you when you apply for or use such services. These additional terms become part of your agreement with us when you use these services.

6. Intellectual Property

The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by TMEG Financial Solutions, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

7. Prohibited Uses

You agree not to use our Services:

In any way that violates any applicable law or regulation.
To transmit any material that is defamatory, obscene, or offensive.
To impersonate or attempt to impersonate TMEG Financial Solutions, a TMEG Financial Solutions employee, another user, or any other person.
To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Services, or which may harm TMEG Financial Solutions or users of the Services.

8. Limitation of Liability

In no event will TMEG Financial Solutions, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind arising from the use of our Services, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

9. Changes to Terms

We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them. Your continued use of the Services following the posting of revised Terms means that you accept and agree to the changes.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of South Africa, without regard to its conflict of law provisions.

11. Contact Information

Questions about the Terms should be sent to us at legal@tmegfinancial.com.